Do you require help managing debt problems?

Argyll and Bute Advice Services is dedicated to helping our clients who have money worries and to provide advice and assistance on welfare benefits.

Our services are FREE and CONFIDENTIAL.

We have private meeting rooms throughout Argyll and Bute where you can meet with an advisor. Please call for an appointment on 01546 604176. Lines are open Monday to Friday – 9.30 am to 4.30 pm.

Are you worrying about money? Find out where you can get help in this step by step guide.

Useful information and resources

The first vital step in taking control of your finances is to create your own personal budget plan. Our user friendly budget planner is free to use and should only take minutes to complete if you have all your financial information to hand.

Argyll and Bute Council provides a comprehensive Welfare Rights service across Argyll and Bute to help make sure people on low incomes are receiving the statutory financial help they are entitled to.

For more information on benefits and grants please call 01546 605517 or use our online form

Alternatively  the  Department of Work and Pensions  also provides comprehensive advice for people on a low income.

The Citizen's Advice Bureau can provide advice if you are struggling to manage your finances.

The MacMillan Cancer Information and Support Service is also available if you need help.

The Scottish Government have established a home energy advice agency called Home Energy Scotland.
They have information on all available funding programmes available in Argyll and Bute and are the entry point for most energy efficiency schemes.
Contact Home Energy Scotland on 0808 808 2282.

Are you suffering from extreme financial hardship?

If you are suffering from extreme financial hardship, for example you have no money left to buy food, your local Social Work Team may be able to help. They can provide non-financial assistance such as food parcels or vouchers.

To be put in touch with a Social Work officer please call 01546 605517

Find out more about crisis grants and the Scottish Welfare Fund.