FAQs - Bed & Breakfast and Small Serviced Accommodation Provider Hardship Fund

Frequently Asked Questions – Coronavirus Bed & Breakfast and Small Serviced Accommodation Provider Hardship Fund

Q: Does the Council have discretion to consider my application if I do not meet the criteria or cannot provide all of the required evidence?

A: No, the eligibility criteria and evidence requirements have been set by the Scottish Government and Council officers are not permitted to vary from these.

Q: I pay Council Tax instead of Non Domestic Rates for my B&B, so am not eligible for a Small Business Support Grant. Can I apply to this Fund?

A:  Yes, if you operate your business from a personal bank account and meet all of the other eligibility criteria OR if you operate with a business bank account but are not in receipt of a Business Support Fund Grant or a Creative Tourism & Hospitality Hardship Fund Grant and meet all of the other eligibility criteria. Please refer to the full list of eligibility criteria in the guidance.

Q: My application to the Creative Tourism and Hospitality Hardship Fund was rejected because I do not have a business bank account.  Can I apply to this Fund?

A:  Yes, if you operate your business from a personal bank account and meet all of the other eligibility criteria.  Please refer to the full list of eligibility criteria in the guidance.

Q: I have received support from the Self-Employment Income Support Scheme via HMRC.  Can I still apply to this Fund?

A: Yes, if you have received support from the Self-Employment Income Support Scheme you can apply if you meet all of the other eligibility criteria.  Please refer to the full list of eligibility criteria in the guidance.

Q: I have been awarded a Business Support Grant.  Can I apply to this Fund?

A: No. You are not eligible for this Fund if you have been awarded either a Small Business Support Grant or a Retail, Hospitality and Leisure Business Support Grant.

Q: I have been awarded a Creative, Tourism and Hospitality Hardship Fund grant.  Can I apply to this Fund?

A: No. You are not eligible for this Fund if you have been awarded a grant from the Creative, Tourism and Hospitality Hardship Fund.

Q: Can I apply to this Fund if less than 35% of my individual income is from the affected business?

A: No.  You can only apply for this Fund if 35% or more of your total income is from the affected business and you meet all of the other eligibility criteria. 

Q: Can I apply for this grant if I have applied for other support (such as Universal Credit) but not yet had a decision or received a payment?

A: Yes.  If you are experiencing personal financial hardship whilst you wait for a decision you can apply

Q: I market my business via AirBnB.  Can I apply?

A: If you provide B&B services, marketed via AirBnB, you may be eligible if you meet all of the other criteria. The Fund is restricted to only those businesses marketing B&B type provision not holiday, room or property letting.  If you do not serve breakfast to guests as part of your offer, you will not be eligible for this Fund.  The provision of self-service breakfast materials in self-catering accommodation is not sufficient to qualify.

Q: Can I apply for this grant if my business is seasonal and has not yet opened this year?

A: Yes, if you intend to continue trading in the tax year 2020-21 and meet all the other criteria you can apply.

Q:  Do I have to have applied for all of the other COVID-19 related business support and been rejected before I can apply for this grant?

A: You should establish whether you are eligible for other COVID-19 business support before applying.  Use this business support finder to see what support is available for you and your business. https://www.gov.uk/business-coronavirus-support-finder

Q: Is there a limit on the amount of savings I can have in order to apply?

A: There is no set limit on savings. You are not eligible to apply if you have sufficient savings or other sources of income to cover your basic needs

Q: When is the closing date for applications?

A: This Fund closed for applications at 5pm on 10 July 2020

Q: Do I have to repay the grant?

A: No, this is a grant and not a loan so does not need to be repaid. However, your application is subject to future audit and if any part is subsequently found to be incorrect you may be required to repay the grant. If you are found to have knowingly provided false information you could be subject to fraud referral.

Q: Is the grant taxable?

A: Yes, you should declare any grant received as income for the tax year in which it was received

Q: I am experiencing personal financial hardship but am not eligible for this grant.  What other help is available?

A:  The Council website outlines other help available for businesses. https://www.argyll-bute.gov.uk/coronavirus-information-businesses You may be eligible for Universal Credit if you are not eligible of any of the business support listed and are in financial difficulty.